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financial-planning

A collection of 4 posts

September 27, 2026

Two Ways to Plan Retirement as a Couple - Which Spreadsheet Should You Use?

Two Ways to Plan Retirement as a Couple - Which Spreadsheet Should You Use?

I now have two retirement planning spreadsheets for couples, and a few people have asked which one they should use. The honest answer is that it depends on where you are on the journey. My partner and I use both,...

retirement financial-planning

September 25, 2026

Financial Independence - Bridging Calculator for Couples

Financial Independence - Bridging Calculator for Couples

Over six years ago, I released my first Couples Retirement Planning spreadsheet. It was very successful and has helped a lot of people to feel more in control of their financial future. It was unusual in that it looked at...

retirement financial-planning

January 20, 2022

Stoic Fear Setting - a reflection

Stoic Fear Setting - a reflection

Four years ago today, I was working in the NHS as an accountant. I was happy, stimulated and felt I was adding value in the world but something was niggling at me. I didn’t feel that the constraints in which...

makers-bootcamp retirement financial-planning

March 14, 2020

Retirement Planning Spreadsheet for Couples (and Individuals)

Retirement Planning Spreadsheet for Couples (and Individuals)

Couples choose to manage their individual and combined finances in many different ways, most having individual savings accounts and pension pots acquired from an assortment of jobs. Understanding the financial contribution that both parties are bringing to the retirement phase...

retirement financial-planning

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